/* A Plus Credit Services — site components.
   Tokens come from tokens.css; nothing here hardcodes a brand colour.
   Steps, FAQ, footer, sticky CTA and the team carousel are ported from the funnels (06 Trust). */

:root{ --paper:#F7F8FB; --nav-h:76px; }

/* ---------- icons (Lucide sprite inlined in the page) ---------- */
.ic{ width:1.1em; height:1.1em; fill:none; stroke:currentColor; stroke-width:1.75; stroke-linecap:round; stroke-linejoin:round; flex:0 0 auto; }

/* ---------- topbar ---------- */
.topbar{ position:sticky; top:0; z-index:40; background:rgba(255,255,255,.92); backdrop-filter:saturate(1.4) blur(10px); -webkit-backdrop-filter:saturate(1.4) blur(10px); border-bottom:1px solid transparent; transition:border-color .2s var(--ease), box-shadow .2s var(--ease); }
.topbar.is-stuck{ border-color:var(--border); box-shadow:0 8px 24px -18px rgba(16,34,82,.35); }
.topbar__wrap{ max-width:var(--maxw); margin-inline:auto; padding:.6rem var(--gutter); display:flex; align-items:center; gap:1.5rem; min-height:var(--nav-h); }
.topbar__logo img{ height:60px; width:auto; display:block; }
.nav{ display:flex; gap:1.6rem; margin-left:.75rem; }
.nav a{ color:var(--ink); font-size:.92rem; font-weight:500; text-decoration:none; transition:color .2s var(--ease); }
.nav a:hover{ color:var(--navy); }
.nav a[aria-current="page"]{ color:var(--navy); font-weight:600; position:relative; }
.nav a[aria-current="page"]::after{ content:""; position:absolute; left:0; right:0; bottom:-6px; height:2px; border-radius:2px; background:var(--red); }
.mnav a[aria-current="page"]{ color:var(--red); }
.topbar__right{ margin-left:auto; display:flex; align-items:center; gap:1rem; }
.topbar__tel{ display:inline-flex; align-items:center; gap:.4rem; color:var(--navy); font-weight:600; font-size:.92rem; text-decoration:none; white-space:nowrap; }
.topbar__tel:hover{ text-decoration:underline; text-underline-offset:3px; }
.top-cta{ display:inline-flex; align-items:center; gap:.45rem; background:var(--navy); color:#fff; font-family:var(--font-head); font-weight:700; font-size:.84rem; padding:.7rem 1.2rem; border-radius:var(--r-pill); text-decoration:none; box-shadow:0 12px 28px -14px rgba(16,34,82,.6); transition:transform .2s var(--ease), background .2s var(--ease); white-space:nowrap; }
.top-cta:hover{ transform:translateY(-1px); background:var(--navy-hover); }
.burger{ display:none; width:44px; height:44px; border:1.5px solid var(--border); border-radius:12px; background:#fff; cursor:pointer; place-items:center; color:var(--navy); }
.burger .ic{ width:22px; height:22px; }
.mnav{ display:none; border-top:1px solid var(--border); background:#fff; }
.mnav a{ display:block; padding:.95rem var(--gutter); color:var(--navy); font-weight:600; text-decoration:none; border-bottom:1px solid #EEF1F5; }
.topbar.is-open .mnav{ display:block; }
@media (max-width:900px){ .nav, .topbar__tel{ display:none; } .burger{ display:grid; } .topbar__logo img{ height:50px; } }
@media (max-width:480px){ .top-cta{ display:none; } }

/* ---------- shared ---------- */
.section{ padding:clamp(3.75rem,7.5vw,6.25rem) 0; }
.wrap{ max-width:var(--maxw); margin-inline:auto; padding-inline:var(--gutter); }
.eyebrow{ display:inline-flex; align-items:center; gap:.55rem; font-family:var(--font-head); font-size:.74rem; font-weight:600; letter-spacing:.16em; text-transform:uppercase; color:var(--sky-dark); margin:0 0 1rem; }
.h2{ font-family:var(--font-head); font-weight:600; color:var(--navy); font-size:clamp(1.85rem,3.6vw,2.7rem); line-height:1.07; letter-spacing:-.03em; margin:0; }
.h2 .em{ font-family:var(--font-emph); font-style:italic; font-weight:500; }
.sub{ color:var(--ink); font-size:1.05rem; line-height:1.6; margin:.9rem 0 0; max-width:36rem; }
.head{ max-width:44rem; margin-bottom:clamp(2.25rem,4.5vw,3.25rem); }
.head--center{ margin-inline:auto; text-align:center; }
.head--center .sub{ margin-inline:auto; }
.btn{ display:inline-flex; align-items:center; justify-content:center; gap:.55rem; font-family:var(--font-head); font-weight:700; font-size:1rem; padding:.95rem 1.5rem; border-radius:var(--r-pill); border:1.5px solid transparent; text-decoration:none; cursor:pointer; transition:transform .2s var(--ease), background .2s var(--ease), box-shadow .2s var(--ease), color .2s var(--ease); }
.btn:hover{ transform:translateY(-2px); }
.btn .ic{ width:18px; height:18px; stroke-width:2; transition:transform .2s var(--ease); }
.btn:hover .ic--go{ transform:translateX(3px); }
.btn--p{ background:var(--navy); color:#fff; box-shadow:0 18px 40px -14px rgba(16,34,82,.55); }
.btn--p:hover{ background:var(--navy-hover); box-shadow:0 24px 48px -14px rgba(16,34,82,.62); }
.btn--s{ background:#fff; color:var(--navy); border-color:#D8DFEC; }
.btn--s:hover{ border-color:var(--navy); }
.btn--o{ background:transparent; color:var(--navy); border-color:var(--navy); }
.btn--o:hover{ background:var(--navy); color:#fff; }
.btn--w{ background:#fff; color:var(--navy); box-shadow:0 14px 30px -16px rgba(0,0,0,.5); }
.btn--w:hover{ background:#eef1f6; }
.btn--ghost{ background:transparent; color:#fff; border-color:rgba(255,255,255,.32); }
.btn--ghost:hover{ border-color:#fff; background:rgba(255,255,255,.12); }
.btns{ display:flex; flex-wrap:wrap; gap:.8rem; align-items:center; }
.stars{ color:var(--gold); letter-spacing:1px; }
.rise{ opacity:0; transform:translateY(16px); animation:rise .7s var(--ease) forwards; }
@keyframes rise{ to{ opacity:1; transform:none; } }
@keyframes wipe{ to{ transform:scaleX(1); } }

/* ---------- hero (full-bleed company video, clean fade) ---------- */
.hero{ position:relative; isolation:isolate; overflow:hidden; color:#fff; background:#0E1218; }
.hero__bg{ position:absolute; inset:0; z-index:0; }
.hero__bg video, .hero__bg img{ width:100%; height:100%; object-fit:cover; object-position:center 32%; display:block; }
.hero__bg video{ opacity:0; transition:opacity 1.4s var(--ease); }
.hero.vid-ready .hero__bg video{ opacity:1; }
.hero__bg::after{ content:""; position:absolute; inset:0; pointer-events:none;
  background:linear-gradient(90deg, rgba(10,13,20,.9) 0%, rgba(10,13,20,.72) 46%, rgba(10,13,20,.24) 80%, rgba(10,13,20,.12) 100%),
             linear-gradient(0deg, rgba(10,13,20,.5) 0%, rgba(10,13,20,0) 30%); }
.hero__bg video, .hero__bg img{ filter:saturate(.72) contrast(1.03); }
.hero__wrap{ position:relative; z-index:1; max-width:var(--maxw); margin-inline:auto; padding:clamp(4rem,9vw,7rem) var(--gutter) clamp(4rem,8vw,6.5rem); min-height:min(78vh,680px); display:flex; align-items:center; }
.hero__copy{ max-width:38rem; }
.hero__eyebrow{ display:inline-flex; align-items:center; gap:.55rem; font-family:var(--font-head); font-size:.72rem; font-weight:500; letter-spacing:.18em; text-transform:uppercase; color:rgba(255,255,255,.62); margin:0 0 1.4rem; }
.hero h1{ font-family:var(--font-head); font-weight:600; color:#fff; font-size:clamp(2.4rem,5vw,3.9rem); line-height:1.04; letter-spacing:-.035em; margin:0; max-width:14ch; }
.hero h1 .acc{ font-family:var(--font-emph); font-style:italic; font-weight:500; white-space:nowrap; }
.hero .lede{ font-size:clamp(1.02rem,1.3vw,1.15rem); color:rgba(255,255,255,.72); line-height:1.65; margin:1.4rem 0 0; max-width:46ch; }
.hero .lede b{ color:#fff; font-weight:600; }
.hero .btns{ margin-top:2rem; }
.hero .btn{ padding:1.02rem 1.55rem; }
.hero__proof{ display:flex; flex-wrap:wrap; align-items:center; gap:.6rem 1rem; margin-top:1.6rem; font-size:.86rem; color:rgba(255,255,255,.55); }
.hero__proof a{ display:inline-flex; align-items:center; gap:.45rem; color:#fff; text-decoration:none; font-weight:600; }
.hero__proof a:hover{ text-decoration:underline; text-underline-offset:3px; }
.hero__proof .g{ width:18px; height:18px; }
.hero__proof .stars{ font-size:.85rem; }
@media (max-width:980px){ .hero__bg video, .hero__bg img{ object-position:58% 30%; } .hero__bg::after{ background:linear-gradient(0deg, rgba(10,13,20,.9) 0%, rgba(10,13,20,.7) 55%, rgba(10,13,20,.4) 100%); } }
@media (max-width:560px){ .hero .btns .btn{ flex:1 1 100%; } .hero h1{ max-width:none; } }
@media (prefers-reduced-motion:reduce){ .rise{ opacity:1; transform:none; animation:none; } .hero__bg video{ display:none; } }

.tk{ position:relative; max-width:36rem; margin-top:1.6rem; overflow:hidden; -webkit-mask-image:linear-gradient(90deg, transparent, #000 14%, #000 86%, transparent); mask-image:linear-gradient(90deg, transparent, #000 14%, #000 86%, transparent); pointer-events:none; }
.tk__track{ display:flex; width:max-content; animation:tk 34s linear infinite; }
.tk__item{ display:inline-flex; align-items:center; gap:.5rem; margin-right:2.6rem; font-family:var(--font-head); font-size:.86rem; font-weight:500; letter-spacing:.01em; color:rgba(255,255,255,.55); white-space:nowrap; }
.tk__item .ic{ width:16px; height:16px; color:rgba(255,255,255,.45); stroke-width:1.6; }
@keyframes tk{ to{ transform:translateX(-50%); } }
@media (prefers-reduced-motion:reduce){ .tk{ display:none; } }

/* ---------- services ---------- */
.svc{ background:#fff; }
.svc__grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:1.1rem; }
.svc__card{ background:var(--grey-card); border:1px solid var(--border); border-radius:var(--r-card); padding:1.6rem 1.5rem; transition:transform .25s var(--ease), box-shadow .25s var(--ease), background .25s var(--ease); }
.svc__card:hover{ transform:translateY(-4px); background:#fff; box-shadow:var(--shadow); }
.svc__ic{ width:46px; height:46px; border-radius:12px; background:var(--sky-soft); color:var(--sky-dark); display:grid; place-items:center; margin-bottom:1.1rem; }
.svc__ic .ic{ width:22px; height:22px; }
.svc__card h3{ font-family:var(--font-head); font-weight:600; font-size:1.15rem; color:var(--navy); margin:0 0 .45rem; letter-spacing:-.01em; }
.svc__card p{ margin:0; color:var(--ink); font-size:.97rem; line-height:1.6; }
@media (max-width:900px){ .svc__grid{ grid-template-columns:1fr 1fr; } }
@media (max-width:560px){ .svc__grid{ grid-template-columns:1fr; } }

/* ---------- steps (06 Trust, sticky media + vertical steps) ---------- */
.stp{ position:relative; background:var(--paper); }
.stp::before{ content:""; position:absolute; inset:0; pointer-events:none; background:radial-gradient(60% 70% at 85% 0%, color-mix(in srgb,var(--sky) 9%, transparent), transparent 70%); }
.stp .wrap{ position:relative; }
.stp__grid{ display:grid; grid-template-columns:.92fr 1.08fr; gap:clamp(2rem,5vw,4.5rem); align-items:start; }
.stp__media{ position:sticky; top:calc(var(--nav-h) + 24px); }
.stp__media-card{ position:relative; border-radius:24px; overflow:hidden; aspect-ratio:4/5; background:var(--grey-card); box-shadow:0 30px 70px -30px rgba(16,34,82,.42); }
.stp__media-card img{ width:100%; height:100%; object-fit:cover; object-position:55% 20%; display:block; }
.stp__badge{ position:absolute; left:14px; bottom:14px; display:inline-flex; align-items:center; gap:.6rem; background:#fff; border-radius:14px; padding:.45rem .8rem .45rem .45rem; box-shadow:0 12px 30px rgba(16,34,82,.22); }
.stp__badge .bn{ width:34px; height:34px; border-radius:9px; background:var(--navy); color:#fff; display:grid; place-items:center; font-family:var(--font-head); font-weight:700; font-size:.95rem; flex:0 0 auto; }
.stp__badge .bt{ display:flex; flex-direction:column; line-height:1.12; }
.stp__badge .bt i{ font-style:normal; font-size:.6rem; font-weight:700; letter-spacing:.09em; text-transform:uppercase; color:var(--sky-dark); }
.stp__badge .bt span{ font-family:var(--font-head); font-weight:600; font-size:.84rem; color:var(--navy); white-space:nowrap; }
.stp__badge .bdots{ display:flex; gap:4px; margin-left:.2rem; }
.stp__badge .bdots .d{ width:6px; height:6px; border-radius:50%; background:var(--border); transition:background .3s var(--ease); }
.stp__badge .bdots .d.on{ background:var(--green); }
.stp__steps{ position:relative; display:grid; gap:clamp(.75rem,1.5vw,1.1rem); }
.vstep{ display:grid; grid-template-columns:auto 1fr; gap:clamp(1rem,2vw,1.6rem); align-items:start; padding:clamp(1.3rem,2vw,1.7rem) clamp(1.3rem,2vw,1.8rem); border-radius:18px; opacity:.5; transition:opacity .4s var(--ease), background .4s var(--ease), box-shadow .4s var(--ease), transform .4s var(--ease); }
.vstep.is-active{ opacity:1; background:#fff; box-shadow:0 20px 48px -24px rgba(16,34,82,.3); transform:translateX(4px); }
.vstep__n{ font-family:var(--font-emph); font-style:italic; font-weight:600; font-size:clamp(2.6rem,4vw,3.4rem); line-height:.85; color:color-mix(in srgb,var(--navy) 22%, transparent); min-width:1.5em; text-align:center; transition:color .4s var(--ease); }
.vstep.is-active .vstep__n{ color:var(--green); }
.vstep__head{ display:flex; align-items:center; gap:.6rem; margin-bottom:.5rem; }
.vstep__ic{ width:34px; height:34px; border-radius:9px; background:var(--sky-soft); color:var(--sky-dark); display:grid; place-items:center; flex:0 0 auto; transition:background .4s var(--ease), color .4s var(--ease); }
.vstep__ic .ic{ width:18px; height:18px; }
.vstep.is-active .vstep__ic{ background:color-mix(in srgb,var(--green) 15%, transparent); color:#147a43; }
.vstep__t{ font-family:var(--font-head); font-weight:600; font-size:clamp(1.2rem,1.9vw,1.5rem); color:var(--navy); margin:0; letter-spacing:-.01em; }
.vstep__d{ color:var(--ink); font-size:1rem; line-height:1.6; margin:.45rem 0 0; }
.stp__cta{ display:flex; justify-content:center; margin-top:clamp(2.5rem,5vw,3.5rem); }
@media (max-width:860px){ .stp__grid{ grid-template-columns:1fr; gap:clamp(2rem,5vw,3rem); } .stp__media{ position:static; width:100%; max-width:380px; } }
@media (prefers-reduced-motion:reduce){ .vstep{ opacity:1; } }

/* ---------- what good credit does for you: copy + outcomes | car photo + compact ledger ---------- */
.cost{ background:var(--paper); }
.cost__grid{ display:grid; grid-template-columns:.85fr 1.15fr; gap:clamp(2.5rem,6vw,5.5rem); align-items:center; }
.cost__copy .sub{ max-width:30rem; margin-bottom:1.6rem; }
.cost__media{ position:relative; }
.cost__photo{ border-radius:24px; overflow:hidden; aspect-ratio:16/9; box-shadow:0 30px 70px -30px rgba(16,34,82,.4); }
.cost__photo img{ width:100%; height:100%; object-fit:cover; object-position:center 60%; display:block; }
.cost__media .ledger{ position:relative; margin:-72px clamp(.75rem,3vw,2rem) 0; }
.ledger{ background:#fff; border:1px solid var(--border); border-radius:var(--r-card); padding:clamp(1.1rem,2vw,1.5rem) clamp(1.1rem,2.2vw,1.75rem); box-shadow:0 24px 60px -30px rgba(16,34,82,.35); }
.ledger__head, .ledger__row{ display:grid; grid-template-columns:1.2fr 1fr 1fr; gap:1rem; align-items:baseline; }
.ledger__head{ padding-bottom:.9rem; border-bottom:1px solid var(--navy); }
.ledger__title{ font-family:var(--font-head); font-weight:600; color:var(--navy); font-size:1rem; line-height:1.2; }
.ledger__title small{ display:block; font-weight:500; font-size:.76rem; color:var(--ink-soft); margin-top:.15rem; }
.ledger__col{ display:inline-flex; align-items:center; gap:.4rem; justify-self:end; font-family:var(--font-head); font-size:.92rem; font-weight:600; color:var(--navy); }
.ledger__col .ic{ width:20px; height:20px; stroke-width:2; }
.ledger__col--good .ic{ color:var(--green); } .ledger__col--bad .ic{ color:var(--red); }
.ledger__row{ padding:.9rem 0; border-bottom:1px solid var(--border); }
.ledger__k{ font-size:.92rem; color:var(--ink); }
.ledger__v{ justify-self:end; text-align:right; font-family:var(--font-head); font-weight:600; font-size:1.1rem; color:var(--navy); font-variant-numeric:tabular-nums; letter-spacing:-.01em; }
.ledger__v small{ font-weight:500; font-size:.72em; color:var(--ink-soft); margin-right:.08em; }
.ledger__row--pay .ledger__v{ font-size:1.5rem; }
.ledger__bar{ display:block; height:3px; border-radius:2px; background:var(--grey-bg); margin-top:.5rem; overflow:hidden; }
.ledger__bar i{ display:block; height:100%; width:0; border-radius:2px; background:var(--navy); transition:width 1.2s cubic-bezier(.2,.8,.2,1) .3s; }
.ledger__bar--bad i{ background:var(--red); }
.cost.in .ledger__bar i{ width:var(--w); }
.ledger__row--total{ border-bottom:0; padding-bottom:.2rem; align-items:center; }
.ledger__row--total .ledger__k{ font-family:var(--font-head); font-weight:600; color:var(--navy); }
.ledger__dash{ color:var(--ink-soft); font-weight:400; }
.ledger__v--delta{ font-size:clamp(1.5rem,2.2vw,1.85rem); color:var(--red); }
.ledger__v--delta small{ color:var(--red); opacity:.75; }
.ledger__fine{ margin:.9rem 0 0; padding-top:.8rem; border-top:1px solid var(--border); font-size:.72rem; color:var(--ink-soft); }
@media (max-width:900px){ .cost__grid{ grid-template-columns:1fr; gap:2rem; } .cost__media .ledger{ margin-top:-48px; } }
@media (max-width:520px){ .ledger__head, .ledger__row{ grid-template-columns:1fr .9fr .9fr; gap:.6rem; } .ledger__col{ font-size:.8rem; } .ledger__col .ic{ width:16px; height:16px; } .ledger__row--pay .ledger__v{ font-size:1.2rem; } .ledger__k{ font-size:.84rem; } .cost__media .ledger{ margin:-32px .4rem 0; } }
@media (prefers-reduced-motion:reduce){ .ledger__bar i{ transition:none; width:var(--w); } }

/* ---------- founders' message (05 Founder Story) ---------- */
.fnd{ position:relative; overflow:hidden; background:radial-gradient(48% 50% at 88% 8%, var(--sky-soft), transparent 60%), radial-gradient(40% 45% at 6% 96%, #F4F8FF, transparent 60%), var(--paper); }
.fnd__grid{ display:grid; grid-template-columns:1.04fr .96fr; gap:clamp(2rem,5vw,4rem); align-items:center; }
.fnd__msg{ position:relative; }
.fnd__mark{ position:absolute; left:-.05em; top:-.5em; z-index:0; font-family:var(--font-emph); font-style:italic; font-weight:600; font-size:clamp(5rem,9vw,7.5rem); line-height:1; color:var(--red); opacity:.12; pointer-events:none; user-select:none; }
.fnd__msg .eyebrow, .fnd__msg .h2{ position:relative; }
.fnd__msg .h2{ font-size:clamp(1.7rem,3.1vw,2.5rem); line-height:1.1; }
.fnd__text{ color:var(--ink); font-size:1.02rem; line-height:1.7; margin:1.2rem 0 0; max-width:34rem; }
.fnd__text + .fnd__text{ margin-top:.85rem; }
.fnd__text b{ color:var(--navy); font-weight:600; }
.fnd__sign{ display:flex; flex-direction:column; align-items:flex-start; margin-top:1.5rem; padding-top:1.2rem; border-top:1px solid var(--border); }
.fnd__sig{ display:block; width:clamp(200px,52%,280px); height:auto; margin:.2rem 0 .35rem -6px; }
.fnd__role{ font-family:var(--font-head); font-size:.78rem; font-weight:600; letter-spacing:.02em; color:var(--ink-soft); margin-top:.45rem; }
.fnd__vid{ aspect-ratio:1.34; box-shadow:0 38px 76px -34px rgba(16,34,82,.55); }
.fnd__vid .vcard__poster{ object-position:center 32%; }
.fnd__loc{ display:block; text-align:center; margin-top:.85rem; font-size:.78rem; color:var(--ink-soft); }
@media (max-width:860px){ .fnd__grid{ grid-template-columns:1fr; gap:1.8rem; } .fnd__media{ order:-1; } .fnd__mark{ top:-.35em; } }

/* ---------- team carousel (06 Trust) ---------- */
.team{ background:linear-gradient(180deg,#FFFFFF 0%, #F2F6FB 100%); overflow:hidden; }
.team__head{ display:flex; flex-wrap:wrap; align-items:flex-end; justify-content:space-between; gap:1.5rem 2rem; margin-bottom:clamp(2rem,4vw,2.75rem); }
.team__headL{ max-width:42rem; }
.team__navs{ display:flex; gap:.6rem; }
.team__nav{ width:46px; height:46px; border-radius:50%; border:1.5px solid var(--border); background:#fff; color:var(--navy); display:grid; place-items:center; cursor:pointer; transition:all .2s var(--ease); }
.team__nav:hover{ border-color:var(--navy); background:var(--navy); color:#fff; transform:translateY(-2px); }
.team__nav .ic{ width:20px; height:20px; stroke-width:2; }
.team__viewport{ overflow:hidden; padding:24px 0 80px; margin:-24px 0 -80px; -webkit-mask-image:linear-gradient(90deg,transparent,#000 16px,#000 calc(100% - 16px),transparent); mask-image:linear-gradient(90deg,transparent,#000 16px,#000 calc(100% - 16px),transparent); }
.team__track{ display:flex; gap:10px; transition:transform .6s var(--ease); will-change:transform; }
.team__card{ flex:0 0 50px; position:relative; height:clamp(360px,52vw,470px); border-radius:16px; overflow:hidden; cursor:pointer; background:var(--grey-card); box-shadow:0 16px 38px -24px rgba(16,34,82,.4); transition:flex-basis .6s var(--ease), box-shadow .6s var(--ease); }
.team__card img{ width:100%; height:100%; object-fit:cover; object-position:center 20%; display:block; filter:grayscale(1) contrast(.95) brightness(.97); transition:filter .6s var(--ease); }
.team__card.is-active{ box-shadow:0 40px 74px -30px rgba(16,34,82,.62); cursor:default; z-index:2; }
.team__card.is-active img{ filter:none; }
.team__card::after{ content:""; position:absolute; inset:0; border-radius:16px; box-shadow:inset 0 0 0 1px rgba(16,34,82,.07); pointer-events:none; }
.team__meta{ position:absolute; left:0; right:0; bottom:0; padding:2rem 1rem 1.1rem; white-space:normal; overflow-wrap:anywhere; background:linear-gradient(to top, rgba(8,18,42,.94) 6%, rgba(8,18,42,.5) 52%, rgba(8,18,42,0) 100%); opacity:0; transition:opacity .4s var(--ease) .18s; }
.team__card.is-active .team__meta{ opacity:1; }
.team__role{ display:block; font-family:var(--font-head); font-size:.68rem; font-weight:700; letter-spacing:.14em; text-transform:uppercase; color:#8FB0E6; margin-bottom:.35rem; }
.team__nm{ display:block; font-family:var(--font-head); font-weight:600; color:#fff; font-size:1.35rem; line-height:1.1; letter-spacing:-.01em; }
.team__foot{ margin-top:clamp(1.6rem,3vw,2.2rem); display:flex; align-items:center; justify-content:center; gap:.6rem; }
.team__dots{ display:flex; gap:7px; }
.team__dot{ width:7px; height:7px; border-radius:50%; background:var(--border); border:none; padding:0; cursor:pointer; transition:all .25s var(--ease); }
.team__dot.on{ background:var(--navy); width:22px; border-radius:5px; }
.team__more{ display:flex; justify-content:center; margin-top:clamp(1.5rem,3vw,2rem); }
@media (max-width:560px){ .team__nm{ font-size:1.18rem; } .team__meta{ padding:1.2rem 1.1rem 1.1rem; } }

/* ---------- reviews: videos + snap carousel ---------- */
.rev{ background:var(--paper); }
.rev__videos{ display:grid; grid-template-columns:1fr 1fr; gap:1.1rem; margin-bottom:clamp(1.5rem,3vw,2.25rem); }
.vcard{ position:relative; aspect-ratio:16/9; border-radius:20px; overflow:hidden; background:var(--navy-deep); box-shadow:0 28px 60px -30px rgba(16,34,82,.5); }
.vcard__poster{ position:absolute; inset:0; width:100%; height:100%; object-fit:cover; display:block; transition:transform .6s var(--ease); }
.vcard:hover .vcard__poster{ transform:scale(1.03); }
.vcard__play{ position:absolute; inset:0; display:grid; place-items:center; border:0; padding:0; cursor:pointer; background:linear-gradient(180deg, rgba(10,21,48,.1) 0%, rgba(10,21,48,.55) 100%); }
.vcard__btn{ width:68px; height:68px; border-radius:50%; background:#fff; display:grid; place-items:center; box-shadow:0 14px 34px -10px rgba(0,0,0,.5); transition:transform .2s var(--ease); }
.vcard__play:hover .vcard__btn{ transform:scale(1.06); }
.vcard__btn svg{ width:26px; height:26px; fill:var(--navy); margin-left:3px; }
.vcard__cap{ position:absolute; left:14px; bottom:14px; z-index:2; display:flex; flex-direction:column; gap:.1rem; background:rgba(255,255,255,.94); border-radius:12px; padding:.5rem .85rem; pointer-events:none; }
.vcard__cap b{ font-family:var(--font-head); font-size:.86rem; color:var(--navy); }
.vcard__cap span{ font-size:.72rem; color:var(--ink-soft); }
.vcard__frame{ position:absolute; inset:0; display:none; }
.vcard__frame wistia-player{ width:100%; height:100%; display:block; }
.vcard.playing .vcard__frame{ display:block; }
.vcard.playing .vcard__poster, .vcard.playing .vcard__play, .vcard.playing .vcard__cap{ display:none; }
.rev__track{ display:flex; gap:1.1rem; overflow-x:auto; scroll-snap-type:x mandatory; scroll-behavior:smooth; -webkit-overflow-scrolling:touch; scrollbar-width:none; padding:1.5rem var(--gutter) 2.5rem; margin:-1.25rem calc(var(--gutter) * -1) -2rem; scroll-padding-inline:var(--gutter); }
.rev__track::-webkit-scrollbar{ display:none; }
.rev__track:focus-visible{ outline:2px solid var(--sky); outline-offset:4px; }
.rc{ flex:0 0 calc((100% - 2.2rem) / 3); scroll-snap-align:start; background:#fff; border:1px solid var(--border); border-radius:var(--r-card); padding:1.5rem; display:flex; flex-direction:column; gap:.8rem; }
.rc__top{ display:flex; align-items:center; justify-content:space-between; gap:.5rem; }
.rc__top .g{ width:18px; height:18px; }
.rc p{ margin:0; color:var(--ink); font-size:.97rem; line-height:1.65; display:-webkit-box; -webkit-line-clamp:7; -webkit-box-orient:vertical; overflow:hidden; }
.rc__who{ display:flex; align-items:center; gap:.7rem; margin-top:auto; }
.rc__av{ width:38px; height:38px; border-radius:50%; background:var(--sky-soft); color:var(--sky-dark); display:grid; place-items:center; font-family:var(--font-head); font-weight:700; font-size:.9rem; flex:0 0 auto; }
.rc__who b{ display:block; color:var(--navy); font-size:.92rem; }
.rc__who span{ font-size:.78rem; color:var(--ink-soft); }
.rc__who a{ margin-left:auto; font-size:.78rem; color:var(--sky-dark); text-decoration:none; white-space:nowrap; }
.rc__who a:hover{ text-decoration:underline; }
.rev__nav{ display:flex; align-items:center; justify-content:center; gap:1rem; margin-top:1rem; }
.rev__arrow{ width:44px; height:44px; border-radius:50%; border:1.5px solid var(--border); background:#fff; color:var(--navy); display:grid; place-items:center; cursor:pointer; transition:all .2s var(--ease); }
.rev__arrow:hover{ border-color:var(--navy); background:var(--navy); color:#fff; }
.rev__arrow .ic{ width:20px; height:20px; stroke-width:2; }
.rev__dots{ display:flex; gap:7px; }
.rev__dot{ width:7px; height:7px; border-radius:50%; background:var(--border); border:0; padding:0; cursor:pointer; transition:all .25s var(--ease); }
.rev__dot.on{ background:var(--navy); width:22px; border-radius:5px; }
.rev__foot{ display:flex; flex-wrap:wrap; align-items:center; justify-content:space-between; gap:1rem; margin-top:1.75rem; }
.rev__foot small{ color:var(--ink-soft); font-size:.8rem; }
@media (max-width:1000px){ .rc{ flex-basis:calc((100% - 1.1rem) / 2); } }
@media (max-width:760px){ .rev__videos{ grid-template-columns:1fr; } }
@media (max-width:640px){ .rc{ flex-basis:86%; } .rev__foot{ justify-content:center; text-align:center; } }

/* ---------- instagram strip ---------- */
.social{ background:var(--paper); padding-bottom:clamp(2.5rem,5vw,4rem); }
.social__row{ display:flex; align-items:center; gap:1rem; margin-bottom:clamp(1.25rem,2.5vw,1.75rem); }
.ig__pfp{ flex:0 0 auto; width:60px; height:60px; border-radius:50%; padding:2.5px; background:linear-gradient(45deg,#F58529,#DD2A7B 55%,#8134AF); display:block; }
.ig__pfp img{ width:100%; height:100%; border-radius:50%; border:2px solid var(--paper); display:block; background:#fff; }
.ig__who{ min-width:0; flex:1; }
.ig__who b{ display:block; font-family:var(--font-head); font-weight:600; color:var(--navy); font-size:1.08rem; line-height:1.2; }
.ig__who span{ display:block; font-size:.86rem; color:var(--ink-soft); margin-top:.15rem; white-space:nowrap; overflow:hidden; text-overflow:ellipsis; }
.ig__follow{ flex:0 0 auto; display:inline-flex; align-items:center; gap:.45rem; background:var(--navy); color:#fff; font-family:var(--font-head); font-weight:700; font-size:.88rem; padding:.62rem 1.1rem; border-radius:999px; text-decoration:none; transition:background .2s var(--ease), transform .2s var(--ease); }
.ig__follow:hover{ background:var(--navy-hover); transform:translateY(-1px); }
.ig__follow .ic{ width:17px; height:17px; stroke-width:2; }
.ig__strip{ overflow:hidden; }
.ig__track{ display:flex; gap:12px; overflow-x:auto; scroll-snap-type:x mandatory; scroll-behavior:smooth; scrollbar-width:none; -webkit-overflow-scrolling:touch; padding:0 max(var(--gutter), calc((100vw - var(--maxw)) / 2 + var(--gutter))) .25rem; scroll-padding-inline:max(var(--gutter), calc((100vw - var(--maxw)) / 2 + var(--gutter))); }
.ig__track::-webkit-scrollbar{ display:none; }
.ig__track:focus-visible{ outline:2px solid var(--sky); outline-offset:4px; }
.ig__tile{ position:relative; flex:0 0 clamp(170px,16vw,230px); aspect-ratio:9/16; border-radius:16px; overflow:hidden; scroll-snap-align:start; background:var(--grey-card); box-shadow:0 18px 40px -28px rgba(16,34,82,.4); border:0; padding:0; cursor:pointer; }
.ig__tile video{ width:100%; height:100%; object-fit:cover; display:block; transition:transform .5s var(--ease); }
.ig__tile:hover video{ transform:scale(1.04); }
.ig__tile:focus-visible{ outline:2px solid var(--sky); outline-offset:3px; }
.ig__reel{ position:absolute; left:10px; bottom:10px; display:inline-flex; align-items:center; gap:.35rem; height:26px; padding:0 .55rem 0 .4rem; border-radius:999px; background:rgba(10,21,48,.6); color:#fff; font-family:var(--font-head); font-size:.7rem; font-weight:600; -webkit-backdrop-filter:blur(4px); backdrop-filter:blur(4px); }
.ig__reel svg{ width:12px; height:12px; fill:#fff; }
.ig__reel i{ font-style:normal; }
.iglb{ position:fixed; inset:0; z-index:80; background:rgba(10,13,20,.78); -webkit-backdrop-filter:blur(6px); backdrop-filter:blur(6px); display:grid; place-items:center; padding:1rem; }
.iglb[hidden]{ display:none; }
.iglb__card{ position:relative; width:min(420px,100%); background:#000; border-radius:20px; overflow:hidden; box-shadow:0 40px 90px -30px rgba(0,0,0,.8); }
.iglb__card video{ width:100%; aspect-ratio:9/16; max-height:78vh; display:block; background:#000; }
.iglb__x{ position:absolute; top:10px; right:10px; z-index:2; width:40px; height:40px; border-radius:50%; border:0; background:rgba(255,255,255,.92); color:var(--navy); display:grid; place-items:center; cursor:pointer; }
.iglb__x .ic{ width:22px; height:22px; stroke-width:2; }
.iglb__foot{ display:flex; align-items:center; justify-content:space-between; gap:1rem; padding:.8rem 1rem; background:#fff; }
.iglb__foot span{ font-size:.86rem; color:var(--ink); white-space:nowrap; overflow:hidden; text-overflow:ellipsis; }
.iglb__foot a{ flex:0 0 auto; display:inline-flex; align-items:center; gap:.4rem; font-family:var(--font-head); font-weight:600; font-size:.82rem; color:var(--navy); text-decoration:none; }
.iglb__foot a .ic{ width:16px; height:16px; stroke-width:2; }
.ig__embed{ flex:0 0 clamp(300px,24vw,340px); scroll-snap-align:start; }
.ig__embed .instagram-media{ margin:0 !important; min-width:0 !important; max-width:none !important; width:100% !important; border-radius:16px !important; }
@media (max-width:560px){ .ig__embed{ flex-basis:84vw; } .ig__tile{ flex-basis:44vw; } .ig__pfp{ width:52px; height:52px; } }

/* ---------- FAQ ---------- */
.faq{ background:#fff; }
.faq__wrap{ display:grid; grid-template-columns:.8fr 1.2fr; gap:clamp(2rem,6vw,5rem); align-items:start; }
.faq__side{ position:sticky; top:calc(var(--nav-h) + 24px); }
.faq__help{ background:var(--grey-card); border:1px solid var(--border); border-radius:20px; padding:clamp(1.5rem,2.5vw,2rem); margin-top:1.75rem; }
.faq__help h3{ font-family:var(--font-head); font-weight:600; color:var(--navy); font-size:1.2rem; margin:0 0 .4rem; }
.faq__help p{ color:var(--ink); font-size:.95rem; line-height:1.6; margin:0 0 1.2rem; }
.faq__help .btns{ gap:.6rem; }
.faq__help .btn{ padding:.85rem 1.25rem; font-size:.92rem; }
.faq__list{ display:grid; }
.faq__item{ border-bottom:1px solid var(--border); }
.faq__item:first-child{ border-top:1px solid var(--border); }
.faq__q{ list-style:none; cursor:pointer; display:grid; grid-template-columns:auto 1fr auto; align-items:center; gap:1.1rem; padding:clamp(1.15rem,1.8vw,1.5rem) .25rem; font-family:var(--font-head); font-weight:600; color:var(--navy); font-size:clamp(1.05rem,1.45vw,1.22rem); line-height:1.3; letter-spacing:-.01em; transition:color .2s var(--ease); }
.faq__q::-webkit-details-marker{ display:none; }
.faq__q:hover{ color:var(--sky-dark); }
.faq__n{ font-family:var(--font-emph); font-style:italic; font-weight:500; font-size:1.05rem; color:var(--ink-soft); min-width:2ch; transition:color .25s var(--ease); }
.faq__item[open] .faq__n{ color:var(--red); }
.faq__chev{ width:22px; height:22px; color:var(--ink-soft); stroke-width:2; transition:transform .3s var(--ease), color .2s var(--ease); }
.faq__item[open] .faq__chev{ transform:rotate(180deg); color:var(--navy); }
.faq__a{ padding:0 .25rem clamp(1.3rem,2vw,1.6rem) calc(2ch + 1.35rem); }
.faq__a p{ margin:0; color:var(--ink); font-size:1rem; line-height:1.7; max-width:62ch; }
@media (max-width:860px){ .faq__wrap{ grid-template-columns:1fr; gap:2rem; } .faq__side{ position:static; } .faq__a{ padding-left:.25rem; } }

/* ---------- what we help with: duotone icon cards ---------- */
.prob{ background:#fff; }
.prob .sub{ max-width:44rem; }
.prob__cards{ display:grid; grid-template-columns:repeat(5,1fr); gap:1rem; }
.pc{ display:flex; flex-direction:column; align-items:flex-start; gap:1.15rem; padding:1.5rem 1.35rem 1.4rem; background:linear-gradient(180deg,#fff 0%, var(--grey-card) 100%); border:1px solid var(--border); border-radius:var(--r-card); transition:transform .25s var(--ease), box-shadow .25s var(--ease); }
.pc:hover{ transform:translateY(-4px); box-shadow:var(--shadow); }
.pc__ic{ width:60px; height:60px; border-radius:18px; background:linear-gradient(145deg,#EAEFF7 0%, #DCE5F3 100%); display:grid; place-items:center; color:var(--navy); box-shadow:inset 0 1px 0 rgba(255,255,255,.8), 0 10px 24px -16px rgba(16,34,82,.35); }
.ph{ width:34px; height:34px; fill:currentColor; }
.pc b{ font-family:var(--font-head); font-weight:600; font-size:1.02rem; color:var(--navy); line-height:1.3; }
@media (max-width:1000px){ .prob__cards{ grid-template-columns:repeat(3,1fr); } }
@media (max-width:600px){ .prob__cards{ grid-template-columns:1fr 1fr; gap:.75rem; } .pc{ padding:1.15rem 1rem; gap:.9rem; } .pc__ic{ width:52px; height:52px; border-radius:15px; } .ph{ width:28px; height:28px; } .pc b{ font-size:.92rem; } }

/* ---------- office ---------- */
.office{ background:var(--paper); }
.office__grid{ display:grid; grid-template-columns:1.1fr .9fr; gap:clamp(2rem,6vw,5rem); align-items:center; }
.office__photos{ position:relative; }
.office__main{ width:100%; aspect-ratio:4/3; object-fit:cover; border-radius:24px; display:block; box-shadow:0 30px 70px -30px rgba(16,34,82,.4); }
.office__small{ position:absolute; right:-6%; bottom:-10%; width:38%; aspect-ratio:1; object-fit:cover; border-radius:18px; border:0; box-shadow:0 0 0 7px var(--paper); }
.office__dl{ margin:1.75rem 0 0; display:grid; grid-template-columns:1fr 1fr; gap:1.25rem 2rem; border-top:1px solid var(--border); padding-top:1.5rem; }
.office__dl dt{ display:flex; align-items:center; gap:.45rem; font-family:var(--font-head); font-size:.72rem; font-weight:600; letter-spacing:.12em; text-transform:uppercase; color:var(--ink-soft); margin-bottom:.35rem; }
.office__dl dt .ic{ width:15px; height:15px; color:var(--navy); }
.office__dl dd{ margin:0; font-family:var(--font-head); font-weight:600; font-size:1.02rem; color:var(--navy); line-height:1.4; }
.office__dl dd a{ color:inherit; text-decoration:none; }
.office__dl dd a:hover{ text-decoration:underline; text-underline-offset:3px; }
.office .btns{ margin-top:1.75rem; }
@media (max-width:900px){ .office__grid{ grid-template-columns:1fr; gap:3rem; } .office__small{ right:4%; } }
@media (max-width:520px){ .office__dl{ grid-template-columns:1fr; } }

/* ---------- footer (06 Trust) ---------- */
.ft{ background:var(--navy-deep); color:#fff; }
.ft__wrap{ max-width:var(--maxw); margin-inline:auto; padding:clamp(3rem,6vw,4.5rem) var(--gutter) 1.75rem; }
.ft__top{ display:grid; grid-template-columns:1.5fr 1fr 1fr 1.2fr; gap:clamp(1.5rem,3vw,2.5rem); padding-bottom:clamp(2rem,4vw,3rem); border-bottom:1px solid rgba(255,255,255,.12); }
.ft__logo{ display:inline-block; background:#fff; border-radius:14px; padding:.5rem .7rem; margin-bottom:1.1rem; }
.ft__logo img{ height:56px; width:auto; display:block; }
.ft__brand p{ color:rgba(255,255,255,.62); font-size:.92rem; line-height:1.6; max-width:24rem; margin:0 0 1.1rem; }
.ft__rev{ display:inline-flex; align-items:center; gap:.5rem; font-size:.86rem; color:rgba(255,255,255,.82); }
.ft__badges{ display:flex; gap:1rem; align-items:center; margin-top:1.3rem; }
.ft__badges img{ height:64px; width:auto; filter:drop-shadow(0 6px 16px rgba(0,0,0,.4)); }
.ft__col h4{ font-family:var(--font-head); font-size:.76rem; font-weight:600; letter-spacing:.12em; text-transform:uppercase; color:#9FB6DE; margin:0 0 1rem; }
.ft__col a, .ft__col span{ display:block; color:rgba(255,255,255,.72); font-size:.92rem; text-decoration:none; margin-bottom:.6rem; transition:color .2s var(--ease); line-height:1.5; }
.ft__col a:hover{ color:#fff; }
.ft__col a .ic{ width:16px; height:16px; vertical-align:-3px; margin-right:.35rem; color:#9FB6DE; }
.ft__cta{ display:inline-flex !important; align-items:center; gap:.5rem; background:#fff !important; color:var(--navy) !important; font-family:var(--font-head); font-weight:700; font-size:.86rem; border-radius:999px; padding:.7rem 1.2rem; margin-bottom:1rem; transition:transform .2s var(--ease); }
.ft__cta:hover{ transform:translateY(-2px); }
.ft__disc{ color:rgba(255,255,255,.42); font-size:.74rem; line-height:1.65; margin:clamp(1.5rem,3vw,2rem) 0 0; }
.ft__bottom{ display:flex; flex-wrap:wrap; gap:1rem; justify-content:space-between; align-items:center; margin-top:1.4rem; color:rgba(255,255,255,.5); font-size:.8rem; }
.ft__bottom .links{ display:flex; gap:1.2rem; }
.ft__bottom a{ color:rgba(255,255,255,.6); text-decoration:none; }
.ft__bottom a:hover{ color:#fff; }
@media (max-width:760px){ .ft__top{ grid-template-columns:1fr 1fr; } .ft__brand{ grid-column:1 / -1; } }

/* ---------- sticky CTA (06 Trust) ---------- */
.sticky-cta{ position:fixed; left:50%; bottom:clamp(14px,3vw,22px); transform:translate(-50%,150%); z-index:60; display:inline-flex; align-items:center; gap:.6rem; background:linear-gradient(135deg,#244A87 0%, var(--navy) 100%); color:#fff; font-family:var(--font-head); font-weight:600; font-size:1rem; text-decoration:none; white-space:nowrap; padding:.95rem 1.7rem; border-radius:999px; box-shadow:0 18px 44px -12px rgba(10,21,48,.62), inset 0 0 0 1px rgba(255,255,255,.08); opacity:0; transition:transform .42s var(--ease), opacity .42s var(--ease); }
.sticky-cta.show{ transform:translate(-50%,0); opacity:1; }
.sticky-cta .ic{ width:19px; height:19px; stroke-width:2; }
@media (max-width:480px){ .sticky-cta{ left:12px; right:12px; bottom:12px; justify-content:center; transform:translateY(150%); } .sticky-cta.show{ transform:translateY(0); } }
@media (prefers-reduced-motion:reduce){ .sticky-cta{ transition:opacity .3s; } }

/* =====================================================================
   Animated illustration cards (ported from the funnels: 02 Desire `ben`)
   ===================================================================== */
.svc__card{ opacity:0; transform:translateY(20px); transition:opacity .55s var(--ease), transform .55s var(--ease), box-shadow .25s var(--ease), background .25s var(--ease); }
.svc.in .svc__card{ opacity:1; transform:none; }
.svc.in .svc__card:nth-child(2){ transition-delay:.07s } .svc.in .svc__card:nth-child(3){ transition-delay:.14s }
.svc.in .svc__card:nth-child(4){ transition-delay:.21s } .svc.in .svc__card:nth-child(5){ transition-delay:.28s } .svc.in .svc__card:nth-child(6){ transition-delay:.35s }
.svc.in .svc__card:hover{ transform:translateY(-5px); }
.svc__card--navy{ background:linear-gradient(160deg,#1D335F,var(--navy)); border-color:transparent; box-shadow:0 22px 50px -22px rgba(16,34,82,.5); }
.svc__card--navy h3{ color:#fff; } .svc__card--navy p{ color:rgba(255,255,255,.74); }
.svc.in .svc__card--navy:hover{ background:linear-gradient(160deg,#1D335F,var(--navy)); }
.gfx{ position:relative; height:136px; border-radius:14px; overflow:hidden; margin-bottom:1.2rem; background:linear-gradient(160deg,#E9EFF8,#F8FAFD); border:1px solid var(--border); display:grid; place-items:center; }
.svc__card--navy .gfx{ background:linear-gradient(155deg,#10254C 0%, var(--navy-deep) 100%); border-color:rgba(255,255,255,.12); }
.gck{ width:15px; height:15px; border-radius:50%; background:linear-gradient(150deg,#27B368,var(--green)); display:grid; place-items:center; flex:0 0 auto; box-shadow:0 2px 6px -1px rgba(31,157,87,.5); opacity:0; }
.gck svg{ width:8px; height:8px; stroke:#fff; fill:none; stroke-width:3; stroke-linecap:round; stroke-linejoin:round; }
.svc.in .gck{ animation:bpop .4s cubic-bezier(.34,1.56,.64,1) forwards; }
@keyframes bpop{ from{ opacity:0; transform:scale(.2); } to{ opacity:1; transform:scale(1); } }
/* report scan (Credit Report Review) */
.g-scan{ position:relative; width:78%; background:#fff; border-radius:9px; box-shadow:0 8px 20px -10px rgba(16,34,82,.28); padding:10px 11px; display:grid; gap:7px; overflow:hidden; }
.g-scan .hd{ display:flex; align-items:center; gap:5px; padding-bottom:5px; border-bottom:1px solid #EEF2F7; font-family:var(--font-head); font-size:7.5px; font-weight:700; letter-spacing:.05em; text-transform:uppercase; color:var(--ink-soft); }
.g-scan .hd .ic{ width:11px; height:11px; color:var(--ink-soft); }
.g-scan .ln{ display:flex; align-items:center; gap:6px; }
.g-scan .ln i{ display:block; height:6px; border-radius:3px; background:var(--grey-bg); }
.g-scan .ln i.w1{ width:38%; } .g-scan .ln i.w2{ width:22%; } .g-scan .ln i.w3{ width:30%; }
.g-scan .flag{ margin-left:auto; font-family:var(--font-head); font-size:7px; font-weight:700; color:#B0182C; background:#FBE3E6; border-radius:999px; padding:2px 6px; opacity:0; transform:scale(.6); }
.svc.in .g-scan .flag{ animation:bpop .4s cubic-bezier(.34,1.56,.64,1) forwards; }
.svc.in .g-scan .ln:nth-child(3) .flag{ animation-delay:.9s } .svc.in .g-scan .ln:nth-child(5) .flag{ animation-delay:1.25s }
.g-scan .beam{ position:absolute; left:0; right:0; top:0; height:34px; pointer-events:none; opacity:0; background:linear-gradient(180deg, rgba(62,95,158,0), rgba(62,95,158,.18) 55%, rgba(62,95,158,0)); border-top:1px solid rgba(62,95,158,.55); }
.svc.in .g-scan .beam{ animation:gscan 1.4s var(--ease) .3s forwards; }
@keyframes gscan{ 0%{ opacity:1; transform:translateY(0); } 90%{ opacity:1; } 100%{ opacity:0; transform:translateY(110px); } }
/* 3-bureau audit */
.g-aud{ width:80%; background:#fff; border-radius:9px; box-shadow:0 8px 20px -10px rgba(16,34,82,.28); padding:10px 11px; display:grid; gap:6px; }
.g-aud .r{ display:flex; align-items:center; gap:7px; }
.g-aud .r .t{ font-family:var(--font-head); font-size:8.5px; font-weight:600; color:var(--navy); flex:1; white-space:nowrap; }
.g-aud .hd{ display:flex; align-items:center; gap:5px; padding-bottom:5px; margin-bottom:1px; border-bottom:1px solid #EEF2F7; font-family:var(--font-head); font-size:7.5px; font-weight:700; letter-spacing:.05em; text-transform:uppercase; color:var(--ink-soft); }
.g-aud .hd .ic{ width:11px; height:11px; color:var(--ink-soft); }
.g-aud .dot{ width:7px; height:7px; border-radius:50%; flex:0 0 auto; }
.svc.in .g-aud .r:nth-child(2) .gck{ animation-delay:.3s } .svc.in .g-aud .r:nth-child(3) .gck{ animation-delay:.5s } .svc.in .g-aud .r:nth-child(4) .gck{ animation-delay:.7s }
/* disputes */
.g-dis{ width:80%; background:#fff; border-radius:9px; box-shadow:0 8px 20px -10px rgba(16,34,82,.28); padding:11px; display:grid; gap:9px; }
.g-dis .l{ position:relative; display:flex; align-items:center; gap:8px; }
.g-dis .l .bar{ flex:1; height:7px; border-radius:4px; background:var(--grey-bg); }
.g-dis .l .strike{ position:absolute; left:0; right:23px; top:50%; height:2px; background:var(--red); transform:translateY(-50%) scaleX(0); transform-origin:left; }
.svc.in .g-dis .l:nth-child(2) .strike{ animation:bstrike .45s var(--ease) .45s forwards; }
.svc.in .g-dis .l:nth-child(2) .gck{ animation-delay:.85s }
@keyframes bstrike{ to{ transform:translateY(-50%) scaleX(1); } }
/* gauge */
.g-gau{ width:120px; display:flex; flex-direction:column; align-items:center; }
.g-gau .cap{ display:flex; align-items:center; gap:3px; margin-top:2px; font-family:var(--font-head); font-weight:700; font-size:8.5px; color:var(--green); }
.g-gau .cap .ic{ width:10px; height:10px; stroke-width:3; }
.g-gau svg.gauge{ width:100%; overflow:visible; display:block; }
.g-gau .trk{ fill:none; stroke:#D7E0EE; stroke-width:8; stroke-linecap:round; }
.g-gau .fil{ fill:none; stroke:url(#gauGrad); stroke-width:8; stroke-linecap:round; stroke-dasharray:150; stroke-dashoffset:150; }
.svc.in .g-gau .fil{ animation:bfill 1.3s var(--ease) .3s forwards; }
@keyframes bfill{ to{ stroke-dashoffset:44; } }
.g-gau .ndl{ transform-box:view-box; transform-origin:64px 64px; transform:rotate(-80deg); }
.svc.in .g-gau .ndl{ animation:bndl 1.3s var(--ease) .3s forwards; }
@keyframes bndl{ to{ transform:rotate(48deg); } }
.g-gau .ndl line{ stroke:var(--navy); stroke-width:3; stroke-linecap:round; } .g-gau .ndl circle{ fill:var(--navy); }
/* specialist chat (navy card) */
.g-chat{ width:86%; display:grid; gap:7px; justify-items:start; }
.g-chat .hd{ display:flex; align-items:center; gap:7px; }
.g-chat .av{ width:25px; height:25px; border-radius:50%; background:linear-gradient(150deg,#4E74C0,var(--navy)); flex:0 0 auto; display:grid; place-items:center; color:#fff; font-family:var(--font-head); font-weight:700; font-size:10px; box-shadow:0 3px 8px rgba(0,0,0,.35); }
.g-chat .col{ display:flex; flex-direction:column; gap:1px; }
.g-chat .nm{ font-family:var(--font-head); font-weight:600; font-size:9.5px; color:#fff; line-height:1.1; }
.g-chat .on{ display:inline-flex; align-items:center; gap:4px; font-size:8px; color:#74E2A4; }
.g-chat .on .d{ width:5px; height:5px; border-radius:50%; background:#27D17F; animation:bpulse 1.9s infinite; }
@keyframes bpulse{ 0%{ box-shadow:0 0 0 0 rgba(39,209,127,.5);} 70%{ box-shadow:0 0 0 5px rgba(39,209,127,0);} 100%{ box-shadow:0 0 0 0 rgba(39,209,127,0);} }
.g-chat .b{ max-width:88%; padding:7px 10px; border-radius:11px; border-top-left-radius:3px; background:#fff; color:var(--navy); font-size:9px; line-height:1.4; font-weight:500; box-shadow:0 5px 14px -5px rgba(0,0,0,.45); }
.g-chat .typing{ display:inline-flex; gap:3px; background:rgba(255,255,255,.22); padding:8px 10px; border-radius:11px; border-top-left-radius:3px; }
.g-chat .typing i{ width:5px; height:5px; border-radius:50%; background:#fff; opacity:.6; animation:btype 1.2s infinite; }
.g-chat .typing i:nth-child(2){ animation-delay:.2s } .g-chat .typing i:nth-child(3){ animation-delay:.4s }
@keyframes btype{ 0%,60%,100%{ opacity:.45; transform:translateY(0);} 30%{ opacity:1; transform:translateY(-3px);} }
/* dashboard */
.g-dash{ width:86%; background:#fff; border-radius:9px; box-shadow:0 8px 20px -10px rgba(16,34,82,.28); padding:10px; display:flex; gap:10px; align-items:flex-end; }
.g-dash .bars{ flex:1; display:flex; align-items:flex-end; gap:4px; height:56px; }
.g-dash .bars i{ flex:1; border-radius:3px 3px 0 0; background:linear-gradient(180deg,var(--sky),var(--navy)); transform:scaleY(0); transform-origin:bottom; }
.g-dash .bars i:nth-child(1){ height:42%; } .g-dash .bars i:nth-child(2){ height:64%; } .g-dash .bars i:nth-child(3){ height:52%; } .g-dash .bars i:nth-child(4){ height:88%; }
.svc.in .g-dash .bars i{ animation:bbar .5s var(--ease) forwards; }
.svc.in .g-dash .bars i:nth-child(1){ animation-delay:.3s } .svc.in .g-dash .bars i:nth-child(2){ animation-delay:.4s } .svc.in .g-dash .bars i:nth-child(3){ animation-delay:.5s } .svc.in .g-dash .bars i:nth-child(4){ animation-delay:.6s }
@keyframes bbar{ to{ transform:scaleY(1); } }
.g-dash .ring{ width:46px; height:46px; flex:0 0 auto; }
.g-dash .ring .bg2{ fill:none; stroke:#E2E8F2; stroke-width:5; }
.g-dash .ring .fg2{ fill:none; stroke:var(--green); stroke-width:5; stroke-linecap:round; stroke-dasharray:113; stroke-dashoffset:113; transform:rotate(-90deg); transform-box:view-box; transform-origin:22px 22px; }
.svc.in .g-dash .ring .fg2{ animation:bring 1.2s var(--ease) .4s forwards; }
@keyframes bring{ to{ stroke-dashoffset:32; } }
@media (prefers-reduced-motion:reduce){ .svc__card{ opacity:1; transform:none; } .svc .gck, .svc .g-scan .flag{ opacity:1; transform:none; animation:none !important; } .svc .g-dash .bars i{ transform:none; } .svc .g-gau .fil{ stroke-dashoffset:44; } .svc .g-gau .ndl{ transform:rotate(48deg); } }

/* =====================================================================
   Dispute showcase (ported from 01 Crisis `clean` — the report cleanup)
   ===================================================================== */
.clean{ --amber:#B7791F; --amber-soft:#FBEFD6; position:relative; overflow:hidden; background:linear-gradient(180deg,#fff 0%, #EEF2F8 100%); }
.clean__grid{ display:grid; grid-template-columns:1.02fr 1fr; gap:clamp(2rem,5vw,4rem); align-items:center; }
.clean__list{ list-style:none; padding:0; margin:1.5rem 0 0; display:grid; gap:.85rem; }
.clean__list li{ display:flex; align-items:center; gap:.7rem; color:var(--navy); font-size:.98rem; }
.clean__list .ic{ width:16px; height:16px; color:var(--navy); stroke-width:2.2; }
.clean__panel{ position:relative; justify-self:center; width:100%; max-width:440px; min-width:0; }
.clean__glow{ position:absolute; inset:-12% -8% -8% -8%; z-index:0; pointer-events:none; background:radial-gradient(ellipse at center, color-mix(in srgb,var(--sky) 18%, transparent) 0%, transparent 68%); }
.rep{ position:relative; z-index:1; width:100%; background:#fff; border-radius:22px; overflow:hidden; box-shadow:0 40px 90px -34px rgba(16,34,82,.5); border:1px solid var(--border); }
.rep__head{ display:flex; align-items:center; justify-content:space-between; gap:1rem; padding:14px 18px; border-bottom:1px solid var(--border); }
.rep__titwrap{ display:flex; align-items:center; gap:11px; min-width:0; }
.rep__logo{ height:36px; width:36px; border-radius:9px; background:#fff; border:1px solid var(--border); display:grid; place-items:center; flex:0 0 auto; overflow:hidden; }
.rep__logo img{ height:30px; width:auto; display:block; }
.rep__tit{ font-weight:700; color:var(--navy); font-size:.94rem; line-height:1.1; }
.rep__tit small{ display:block; font-weight:500; color:var(--ink-soft); font-size:.68rem; margin-top:2px; white-space:nowrap; }
.rep__count{ display:flex; align-items:center; gap:7px; background:var(--navy); color:#fff; border-radius:999px; padding:6px 12px 6px 9px; font-size:.75rem; font-weight:600; white-space:nowrap; flex:0 0 auto; }
.rep__count .dot{ width:7px; height:7px; border-radius:50%; background:var(--green); animation:rpulse 2s infinite; }
.rep__count b{ font-size:.92rem; font-variant-numeric:tabular-nums; }
@keyframes rpulse{ 0%{ box-shadow:0 0 0 0 rgba(31,157,87,.55);} 70%{ box-shadow:0 0 0 7px rgba(31,157,87,0);} 100%{ box-shadow:0 0 0 0 rgba(31,157,87,0);} }
.rep__body{ position:relative; padding:8px 12px 14px; min-height:285px; }
.scan{ position:absolute; left:0; right:0; top:0; height:64px; pointer-events:none; opacity:0; background:linear-gradient(180deg, rgba(62,95,158,0), rgba(62,95,158,.16) 55%, rgba(62,95,158,0)); border-top:1px solid rgba(62,95,158,.5); }
.scan.run{ animation:rscan 1.15s var(--ease) forwards; }
@keyframes rscan{ 0%{ opacity:1; transform:translateY(0);} 90%{ opacity:1;} 100%{ opacity:0; transform:translateY(280px);} }
.row{ position:relative; display:flex; align-items:center; gap:11px; padding:12px 11px; border-radius:13px; overflow:hidden; max-height:72px; transition:max-height .5s var(--ease), opacity .45s var(--ease), margin .5s var(--ease), padding .5s var(--ease), transform .45s var(--ease), background .3s var(--ease); }
.row + .row{ margin-top:4px; }
.row__ic{ width:36px; height:36px; border-radius:10px; flex:0 0 auto; display:grid; place-items:center; background:var(--sky-soft); color:var(--sky-dark); }
.row__ic .ic{ width:19px; height:19px; }
.row__info{ flex:1 1 auto; min-width:0; }
.row__info b{ display:block; font-size:.88rem; color:var(--navy); font-weight:600; white-space:nowrap; overflow:hidden; text-overflow:ellipsis; }
.row__info span{ font-size:.72rem; color:var(--ink-soft); }
.row__amt{ font-size:.84rem; font-weight:600; color:var(--ink); font-variant-numeric:tabular-nums; flex:0 0 auto; }
.badge{ flex:0 0 auto; display:inline-flex; align-items:center; gap:5px; border-radius:999px; padding:5px 9px; font-size:.68rem; font-weight:700; white-space:nowrap; transition:background .3s var(--ease), color .3s var(--ease); }
.badge svg{ width:11px; height:11px; }
.badge .bdot{ width:6px; height:6px; border-radius:50%; background:currentColor; }
.badge.neg{ background:#FBE3E6; color:#B0182C; }
.badge.disp{ background:var(--amber-soft); color:var(--amber); }
.badge.disp .bdot{ animation:rblink .8s infinite; }
@keyframes rblink{ 50%{ opacity:.25; } }
.badge.done{ background:#E2F4EA; color:#147a43; }
.row__strike{ position:absolute; left:13px; right:13px; top:50%; height:2px; border-radius:2px; background:var(--red); transform:translateY(-50%) scaleX(0); transform-origin:left; }
.row.struck .row__strike{ animation:rstrike .4s var(--ease) forwards; }
@keyframes rstrike{ to{ transform:translateY(-50%) scaleX(1); } }
.row.disputing{ background:#FFFdf5; }
.row.cleared{ opacity:.5; }
.row.cleared .row__info b, .row.cleared .row__amt{ color:var(--ink-soft); }
.row.gone{ max-height:0; opacity:0; margin-top:0 !important; padding-top:0; padding-bottom:0; transform:translateX(8px); }
.rep__foot{ display:flex; align-items:center; gap:8px; padding:12px 18px; border-top:1px solid var(--border); color:var(--ink-soft); font-size:.74rem; }
.rep__foot .chk{ width:18px; height:18px; border-radius:50%; background:var(--green); display:grid; place-items:center; flex:0 0 auto; opacity:0; transform:scale(0); transition:.35s cubic-bezier(.34,1.56,.64,1); }
.rep__foot .chk svg{ width:10px; height:10px; stroke:#fff; fill:none; stroke-width:3; }
.rep__foot.done .chk{ opacity:1; transform:scale(1); }
.clean__fine{ margin:1rem 0 0; font-size:.76rem; color:var(--ink-soft); text-align:center; }
@media (max-width:900px){ .clean__grid{ grid-template-columns:minmax(0,1fr); } .clean__panel{ order:-1; } }
@media (prefers-reduced-motion:reduce){ .scan,.row__strike,.rep__count .dot{ animation:none !important; } }

/* =====================================================================
   Proof stats band (ported from 01 Crisis `stx`)
   ===================================================================== */
.stx{ position:relative; color:#fff; background:linear-gradient(160deg, rgba(10,21,48,.92) 0%, rgba(10,21,48,.8) 100%), url("/assets/img/office-wide.webp") center/cover, var(--navy-deep); }
.stx::before{ content:""; position:absolute; inset:0; pointer-events:none; background:radial-gradient(120% 85% at 50% 0%, transparent 55%, rgba(10,21,48,.5) 100%); }
.stx .wrap{ position:relative; }
.stx .eyebrow{ color:#AEC0E0; } .stx .h2{ color:#fff; } .stx .sub{ color:rgba(255,255,255,.82); }
.stx__grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:clamp(.8rem,1.4vw,1.2rem); }
.stcard{ position:relative; overflow:hidden; border:1px solid rgba(255,255,255,.16); border-radius:18px; background:rgba(255,255,255,.08); -webkit-backdrop-filter:blur(12px); backdrop-filter:blur(12px); padding:clamp(1.3rem,1.9vw,1.7rem); display:flex; flex-direction:column; gap:1rem; min-height:200px; opacity:0; transform:translateY(20px); transition:opacity .55s var(--ease), transform .55s var(--ease), background .25s var(--ease); }
.stx.in .stcard{ opacity:1; transform:none; }
.stx.in .stcard:nth-child(2){ transition-delay:.08s } .stx.in .stcard:nth-child(3){ transition-delay:.16s } .stx.in .stcard:nth-child(4){ transition-delay:.24s }
.stcard:hover{ background:rgba(255,255,255,.13); }
.stcard__media{ min-height:46px; display:flex; align-items:center; }
.stcard__num{ font-family:var(--font-head); font-weight:700; color:#fff; font-size:clamp(1.9rem,3.2vw,2.5rem); line-height:1; letter-spacing:-.03em; margin-top:auto; }
.stcard__num .suf{ color:#FFB3BD; }
.stcard__label{ font-size:.8rem; color:rgba(255,255,255,.7); text-transform:uppercase; letter-spacing:.04em; line-height:1.3; }
.stcard--navy{ background:rgba(255,255,255,.14); border-color:rgba(255,255,255,.3); }
.stcard--navy::after{ content:""; position:absolute; top:0; left:-70%; width:55%; height:100%; pointer-events:none; background:linear-gradient(100deg, transparent, rgba(255,255,255,.18), transparent); transform:skewX(-18deg); }
.stx.in .stcard--navy::after{ animation:navshine 3.4s ease 1.3s infinite; }
@keyframes navshine{ 0%{ left:-70%; } 32%,100%{ left:140%; } }
.st-team{ display:flex; align-items:center; }
.st-team img{ width:40px; height:40px; border-radius:50%; object-fit:cover; object-position:50% 20%; margin-left:-12px; border:2px solid #fff; box-shadow:0 2px 7px rgba(20,39,79,.2); transform:scale(0); }
.st-team img:first-child{ margin-left:0; }
.st-team .more{ width:40px; height:40px; border-radius:50%; margin-left:-12px; border:2px solid #fff; background:rgba(255,255,255,.2); color:#fff; display:grid; place-items:center; font-size:.64rem; font-weight:700; transform:scale(0); }
.stx.in .st-team img, .stx.in .st-team .more{ animation:avpop .45s cubic-bezier(.34,1.56,.64,1) forwards; }
.stx.in .st-team img:nth-child(1){ animation-delay:.14s } .stx.in .st-team img:nth-child(2){ animation-delay:.21s } .stx.in .st-team img:nth-child(3){ animation-delay:.28s } .stx.in .st-team img:nth-child(4){ animation-delay:.35s } .stx.in .st-team .more{ animation-delay:.42s }
@keyframes avpop{ to{ transform:scale(1); } }
.st-bur{ width:100%; max-width:150px; display:grid; gap:8px; }
.st-bur .r{ display:flex; align-items:center; gap:7px; }
.st-bur .r .dot{ width:8px; height:8px; border-radius:2px; flex:0 0 auto; }
.st-bur .r .bar{ flex:1; height:8px; border-radius:4px; background:rgba(255,255,255,.18); }
.st-bur .r .ok{ width:16px; height:16px; border-radius:50%; background:var(--green); display:grid; place-items:center; opacity:0; transform:scale(0); }
.st-bur .r .ok svg{ width:9px; height:9px; stroke:#fff; fill:none; stroke-width:3; stroke-linecap:round; stroke-linejoin:round; }
.stx.in .st-bur .r .ok{ animation:ciPop .35s cubic-bezier(.34,1.56,.64,1) forwards; }
.stx.in .st-bur .r:nth-child(1) .ok{ animation-delay:.4s } .stx.in .st-bur .r:nth-child(2) .ok{ animation-delay:.65s } .stx.in .st-bur .r:nth-child(3) .ok{ animation-delay:.9s }
@keyframes ciPop{ to{ opacity:1; transform:scale(1); } }
.st-g{ width:46px; height:46px; border-radius:12px; background:#fff; display:grid; place-items:center; }
.st-g svg{ width:26px; height:26px; }
.st-stars{ position:relative; overflow:hidden; display:inline-flex; gap:3px; }
.st-stars i{ width:22px; height:22px; display:inline-block; }
.st-stars i svg{ width:100%; height:100%; fill:rgba(255,255,255,.22); transition:fill .3s var(--ease); }
.stx.in .st-stars i svg{ fill:var(--gold); }
.stx.in .st-stars i:nth-child(2) svg{ transition-delay:.08s } .stx.in .st-stars i:nth-child(3) svg{ transition-delay:.16s } .stx.in .st-stars i:nth-child(4) svg{ transition-delay:.24s } .stx.in .st-stars i:nth-child(5) svg{ transition-delay:.32s }
.st-stars::after{ content:""; position:absolute; inset:0; pointer-events:none; background:linear-gradient(100deg, transparent 42%, rgba(255,255,255,.8) 50%, transparent 58%); transform:translateX(-130%); }
.stx.in .st-stars::after{ animation:starshine 3s ease 1.7s infinite; }
@keyframes starshine{ 0%{ transform:translateX(-130%); } 30%,100%{ transform:translateX(130%); } }
.stx__badges{ display:flex; flex-wrap:wrap; align-items:center; justify-content:center; gap:clamp(1.5rem,4vw,3rem); margin-top:clamp(2.4rem,4vw,3.2rem); padding-top:clamp(2rem,4vw,2.6rem); border-top:1px solid rgba(255,255,255,.12); }
.stx__badges .lbl{ width:100%; text-align:center; font-family:var(--font-head); font-size:.72rem; font-weight:700; letter-spacing:.16em; text-transform:uppercase; color:rgba(255,255,255,.6); margin-bottom:.3rem; }
.stx__badge{ height:clamp(96px,14vw,132px); width:auto; filter:drop-shadow(0 14px 30px rgba(0,0,0,.45)); transition:transform .25s var(--ease); }
.stx__badge:hover{ transform:translateY(-4px) scale(1.03); }
.stx__fine{ text-align:center; margin:clamp(1.6rem,3vw,2.2rem) 0 0; font-size:.74rem; color:rgba(255,255,255,.6); }
@media (prefers-reduced-motion:reduce){ .stcard{ opacity:1; transform:none; } .st-stars i svg{ fill:var(--gold); } .stcard--navy::after, .st-stars::after{ display:none; } .st-team img,.st-team .more{ transform:scale(1); animation:none; } .st-bur .r .ok{ opacity:1; transform:scale(1); animation:none; } }
@media (max-width:680px){ .stx__grid{ grid-template-columns:1fr 1fr; } .stcard{ min-height:0; } }